Terms & Conditions

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Welcome to the website of Brian R Reid (collectively referred to as the "Services"). By accessing or using this website, you agree to be bound by these terms and conditions, along with our Privacy Policy.

Eligibility

You must be at least 18 years old and have the legal capacity to enter into binding contracts to use our Services. By using this website, you represent that you meet these requirements.

Disclaimer

The content provided on this website, including but not limited to information about life insurance policies and other financial products, is for general informational purposes only.

Insurance Products

This website may provide information about various life insurance policies and financial products. However, the availability, terms, and conditions of these products may vary and are subject to change. Brian R Reid does not provide specific financial or insurance advice through this website.

Intellectual Property

All content, logos, trademarks, and other materials on this website are the property of Brian R Reid or its licensors and are protected by intellectual property laws. You may not use, copy, reproduce, modify, or distribute any of this content without obtaining prior written permission from Brian R Reid.

Limitation of Liability

To the maximum extent permitted by law, Brian R Reid shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use or inability to use our Services.

Indemnification

You agree to indemnify and hold Brian R Reid, its affiliates, officers, directors, employees, and agents harmless from any claims, liabilities, damages, losses, or expenses (including attorneys' fees) arising out of your use of our services or your violation of these terms and conditions.

Governing Law

These terms and conditions shall be governed by and construed in accordance with the laws of The United States of America, without regard to its conflict of laws principles.

Changes to Terms & Conditions

Brian R Reid reserves the right to update or modify these terms and conditions at any time without prior notice. Your continued use of this website after any changes shall constitute your acceptance of the revised terms.

Contact Us

If you have any questions or concerns regarding these terms and conditions or our Services, please contact us at br@brighterfamilyinsurance.com